Conservative
What you get:
- GLDx from 5.00% a year
- SPYx from 5.50% a year
- QQQx from 6.00% a year
- AAPLx from 6.75% a year
- Up to 8.75% on a 1 year term
For holders who want the lowest risk band we run.
Hold SOL, earn a fixed rate.
Lock SOL for 1 month to a year at a rate from 5% to 12% a year, fixed the day you open. At maturity your SOL comes back with the yield, ready to open another hold or withdraw to your wallet.
The terms
- Up to 12%A year, fixed the moment you open a hold.
- 1 to 12 monthsTerms of 1, 3, 6 or 12 months, paid back at maturity.Longer terms add up to 2.00% to the rate.
- No withdrawal capWithdraw any unlocked balance, any time, straight to your wallet.
Start earning
Programs you can hold right now
- $GLDx
- $SPYx
- $QQQx
- $AAPLx
- $NVDAx
- $TSLAx
- $JUP
- $BONK
- $WIF
ProgramsNine programs,
Nine programs,
three risk bands
Every hold is booked in SOL and paid by the treasury. Each program is named after a Solana asset whose risk sets its rate band. The hold does not track that asset's price, so you are not exposed to it.
Start with a conservative hold, a growth hold, a high risk hold or a look at your holds.
Growth
A wider rate band:
- NVDAx from 7.50% a year
- TSLAx from 8.25% a year
- Up to 10.25% on a 1 year term
- The same rate from open to maturity
For holders who take more risk for a higher rate.
High risk
The top band:
- JUP from 8.75% a year
- BONK from 9.25% a year
- WIF from 10.00% a year
- Up to 12.00% on a 1 year term
For holders who want the highest rate we offer and accept the most risk.
Worked exampleHow a 1 year hold
How a 1 year hold
pays out
5% to 12% a year, no withdrawal limits
- Deposits
“Every deposit is read from the chain before it counts, and each transaction signature can only ever be credited once.”
Verified on chain
- Rates
“Your rate and your payout are fixed the moment a hold opens. Nothing that changes later can change what it pays.”
Fixed at open
- Withdrawals
“There is no cap and no freeze on withdrawals. Take out any unlocked part of your balance and the treasury pays it back to your wallet on chain.”
Paid in SOL
Solana
Short holds, long holds
Open a hold →
1 to 3 months per hold5.00% the lowest rate we run
Short terms pay the program's base rate, plus 0.50% on 3 months. Your SOL comes back sooner, ready for the next hold.
6 to 12 months per hold12% top rate on a 1 year hold
Longer terms add 1.00% on 6 months and 2.00% on a year, capped at 12.00%. The rate holds for the whole term.
How it worksFrom wallet to
From wallet to
hold in minutes
Connect and deposit SOL
Pick any Solana wallet in your browser and sign one plain message to start a session. Send SOL to the treasury and it lands in your balance as soon as the chain confirms it.
Choose a program and a term
Nine programs and four terms, from 1 month to a year. See the fixed rate, the unlock date and exactly what you receive before you confirm.
Claim and withdraw
At maturity, claim the hold and your SOL plus the yield lands in your balance. Open another hold or withdraw to your wallet at any time.
Fixed rate,
fixed payout
01
The rate is set at open
The rate and the payout are written to your hold the moment it opens. Editing the programs later can never change what an open hold pays.
02
Not tied to the asset
A program takes its name and rate band from a Solana asset, but the hold does not track its price. The payout is the treasury's obligation, in SOL.
03
Claim the day it matures
There is no early exit and no surprise. On the unlock date the hold is ready to claim, and principal plus yield lands in your balance at once.
Common QuestionsFrequently Asked
Frequently Asked
Questions
SOL you lock for a fixed term, from 1 month to 1 year, at a rate fixed the moment you open it. At maturity you claim it and your SOL comes back with the yield, paid into your balance.
Each program has a base rate for 1 month, from 5.00% on GLDx to 10.00% on WIF. Longer terms add 0.50% for 3 months, 1.00% for 6 months and 2.00% for a year, capped at 12.00%. Yield is simple interest over the term.
No. A program is named after a Solana asset because that asset's risk sets its rate band, but the hold does not track its price. The payout is the treasury's obligation, paid in SOL.
Send SOL from your wallet to the treasury with a Hold Earn memo and it is credited as soon as the chain confirms it. Withdraw any unlocked balance whenever you like, from 0.01 SOL: there is no cap and no freeze, and the treasury pays it straight back to your wallet on chain.
No. A hold stays locked until its unlock date, which you see before you open it. On that date it is ready to claim, and principal plus yield lands in your balance at once.
From 0.1 SOL to 500 SOL per hold, and you can open as many holds as you like across programs and terms. The minimum deposit is 0.05 SOL.
Yes. Paste any SPL token, fund a reward budget in that token, and set the APY and the lock. Holders stake for 7 days, then every stake unlocks together and is paid principal plus reward in your token. Rewards are fixed when someone stakes, a stake is only taken if the budget can pay it, and any budget left unused comes back to you.